Age-Based Portfolios

Our five convenient age-based portfolios offer professional diversification in one simple step. When you open the account, you select the portfolio that corresponds to the age of your child or other beneficiary. As your child grows, your account assets are automatically moved to the next appropriate age-based portfolio. In general, the portfolios become more conservative over time. That is, a smaller portion of the portfolio is invested in stock funds that tend to be more volatile.

For example, Tom opens an account when his daughter Beth is 6 years old. He selects the DC College Savings 6-10 portfolio, which may be invested 81% in stock funds. When Beth reaches age 11, account assets are automatically moved to the DC College Savings 11-13 portfolio, and the stock portion of the investment is reduced to 65%. The stock portion will be reduced even further as Beth nears college.

Once a year, or when the account beneficiary changes, you have the option to change from an age-based portfolio to a single fund investment.

Age Based Portfolios
 CUSIPFund #
DC College Savings 0-525493570359
DC College Savings 06-1025493580262
DC College Savings 11-1325493588563
DC College Savings 14-1625493587765
DC College Savings 17 and Up25493586967

The age-based portfolios include the underlying investments listed below. See the Program Disclosure Booklet for more detail about these funds.

  • US Large Cap Equity: Calvert Social Index Fund — Class A
  • US Mid Cap Equity: Calvert Capital Accumulation Fund — Class A
  • US Small Cap Equity: Calvert Small Cap Fund — Class A
  • Non-US Equity: Calvert International Equity Fund — Class A
  • Bonds: Calvert Bond Portfolio — Class A
  • Cash (Funding Agreement): Acacia Principal Plus

Age-based funds and their allocations

 

I200 (8/13)

For more information on the DC College Savings Plan, please call 800.987.4859 (800.368.2745 for non-District residents) or contact your financial advisor.  An investor should consider the investment objectives, risks, charges, and expenses of an investment carefully before investing.

The District of Columbia College Savings Trust Program Disclosure Booklet contains this and other information. Read it carefully before you invest or send money.

An investor should also consider, before investing, whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available to residents of that state. An investment in another state’s 529 college savings plan may not offer comparable benefits.

The Government of the District of Columbia does not guarantee investments in the program. Investment involves risk, including possible loss of principal.