Stability of Principal Portfolio
Our stability of principal portfolio focuses on protecting the principal you invest. The Ameritas Principal Plus* investment portfolio provides for a guarantee of principal and a minimum contractual interest rate of 3.0% to the Trust. The rate of return is subject to change quarterly. The portfolio consists primarily of investment grade fixed-income securities having a short to intermediate duration. For the risk-averse, this is the Plan’s most conservative investment option.
The Ameritas Principal Plus Account*, which is not a mutual fund, provides important guarantees of principal and interest. All contributions invested under this option are guaranteed to the Trust against principal loss as long as they remain invested in the Account. The guarantees are supported by the general account of Ameritas Life Insurance Corp. It is not anticipated that investors in the option will experience a loss of principal while invested in this Account, but the return from income is expected to fluctuate with longer-term fixed income securities.